Overview: Sending Money Within Israel
With Neema you can send money from your Neema account to any Israeli bank account. It works in the exact same way as sending money to an international account. When selecting the recipient's country in the Neema app, select Israel from the country list, and the remaining transfer steps remain identical to international transfers.
Note: sending from card to card is not possible in Israel, you can only send account-to-account
Beneficiary Name Requirements
When entering beneficiary details in the Neema app, write the exact account holder's name using English letters with no punctuation or special characters
Transfer Limits
Neema applies the following default transfer limits when sending money to bank accounts in Israel. Please note that these are default limits, and your actual maximum transfer amounts may vary depending on your specific Neema account profile
Limit Period | Maximum Transfer Amount |
Per Single Transfer | Up to 20,000 ILS |
Per Day | Up to 50,000 ILS |
Per Month | Up to 100,000 ILS |
Per 6 Months | Up to 300,000 ILS |
Sending Fees
Neema transfer fees are calculated based on your cumulative monthly transfer amount:
Cumulative Monthly Transfer Amount | Sending Fee |
0 ILS – 2,500 ILS | 3 ILS |
2,500 ILS – 5,000 ILS | 5 ILS |
Greater than 5,000 ILS | 10 ILS |
When sending money, you must have enough available funds in your Neema account to cover both the transfer amount and the transfer fee.
Calculation Example: If you want to send 100 ILS and your applicable transfer fee is 3 ILS, your total Neema account balance must be at least 103 ILS. If your balance is exactly 100 ILS, a transfer of 100 ILS will fail because it does not cover the required 3 ILS fee.
Before sending please make sure you have
Processing Schedule and Delivery Time
Transfers arrive in the beneficiary's bank account within 2 business days (up to 48 hours), excluding Saturdays (Shabbat) and official public holidays—initiate transfers early in the week to avoid delays.