First things first: a Neema Mastercard® is completely optional! You don’t need one to enjoy being a Neema customer. However, if you want the ultimate convenience of tapping your Neema balance to shop in stores, buy online worldwide, or withdraw cash, it’s a fantastic add-on.
Here is a quick, transparent breakdown of how the card works, what it costs, and how to get the most out of it!
💳We believe in zero surprises. Here is a clear look at our card fees:
One-Time Card Purchase: Just 40 NIS to get started. Bonus: This includes FREE home or work delivery right to your door!
Monthly Fee: A flat 18 NIS/month, automatically billed from your Neema account balance on the 1st of each month.
ATM Cash Withdrawals: Only 0.3% per transaction (deducted the following month).
Note: Some independent third-party ATMs may charge their own small operator fee.
International Purchases: Shopping abroad or online in foreign currency? Foreign transactions incur a standard 3% conversion fee (processed by MAX within 3 business days).
Quick Example: If you spend $100 (approx. 300 NIS), your currency fee is just 9 NIS.
📊 Card Limits (Reset on the 15th of Every Month)
To keep your account safe and running smoothly, here are your daily and monthly limits:
Feature | Limit |
Max Daily Spend | 8,000 NIS |
Max Daily ATM Cash | 4,000 NIS (or up to 3 withdrawals per day) |
Max Monthly Top-Up | 10,000 NIS |
Max Card Balance | 20,000 NIS at any time |
🔒 Top-Tier Security at Your Fingertips
You’re always in full control of your money:
Freeze instantly: Misplaced your card? Freeze it immediately in the app with one tap so no one else can use it.
Real-time unloading: Easily transfer funds back and forth between your card and your Neema wallet whenever you like.
💡 Good to Know (Helpful Tips)
Local Currency: Your card balance is held in NIS.
Digital Wallets: You can easily link your Neema card to Google Pay! Apple Pay support is expanding—if you run into any issues setting it up, just reach out to our team and we'll happily assist you.
One Account, One Card: Each Neema account is entitled to 1 active Mastercard.
Single Payments: Transactions are processed as single upfront payments (the card does not support recurring subscriptions or divided payment installments).