How to check fee and rate for my international transfer before sending money:
Image is only for illustration purposes:
Open the Neema App.
Tap Rates on the main screen.
Select the Destination Country.
Select the Delivery Method (e.g., Bank Account, Cash Pickup, Digital Wallet).
Select the Sending Currency and Receiving Currency (if multiple options are supported for the route).
Enter either:
The amount to send, OR
The amount the beneficiary should receive.
View the Exchange Rate at the bottom of the screen.
View the Transfer Fee by toggling on "Include transfer fee" at the bottom of the page.
Currency selection rules
Source Balance Debit Logic: You cannot manually choose which wallet balance is used to fund the transfer. The system automatically debits funds based on built-in currency priority rules.
Receiving Currency Control: You can manually select the receiving currency only if the recipient country supports multiple payout currencies.
Save Default Currency Pairs in My Rates
Images used for illustration purposes only:
Tap Add to favorites to save a rate to My Rates (up to 4 saved rates).
Tap the Pin icon to pin the currency pair to the Home Screen as your default pair for future app logins.
NOTE: even if you have a foreign currency in your Neema account it is not always possible to receive foreign currency in the destination country. For example, most countries will only accept international transfers to be paid in the local currency