Before we start, I would like to make it clear that you do not need a Neema MASTERCARD card in order to be a Neema customer. The MASTERCARD card is an option to increase accessibility to your money inside your Neema wallet and to use your Neema balance in shops and online worldwide.
The first cost of the Neema MASTERCARD is the activation fee or "purchase" of the card. The price is 40nis (valid as of 1st of April 2021). This is a one-time cost and also currently includes delivery of the card to your home or work address if you need it.
The next fees are variable depending on your use of the card.
The first fee is the ATM or "cash-machine" fee. It is 5.5 nis per use. For example: Use the ATM twice and you will pay 11nis, 10 times and you will pay 55nis. If you do not use the ATM then, of course, no ATM fee. This fee is taken on the following month of the use. Some private cash machines will also have their own fee. This is extra on top of the Neema ATM fee.
The final fee is the monthly fee. This is a flat fee of 10nis that you pay at the beginning of every month. It is taken from your Neema wallet on the 1st of each month.
For all non-ILS purchases, there is a 3% foreign currency fee by MAX which is taken up to 3 business days after the merchant has received and confirmed your purchase. A screenshot of the relevant fee is pasted below:
For example:
if you buy something for 100$ and it is 300 shekel you will pay 9 shekel foreign currency fee.
Below you will find the limits of the card. They will reset on every 15th of each month.
maximum expense per day: 8000 NIS
ATM expense per day: 4000 NIS or up to 3 ATM withdrawals whichever comes first
maximum load or toptup to the card per month: 10.000 NIS
maximum card balance at any one time: 20.000 NIS
It is possible to add the Neema card to Google Pay like any other card. However, for Apple Pay the request might not always work. We invite you to try and to contact us if it fails so that we may ask for the help of the card processor.
The Neema card is secure because you can freeze your card so that nobody can use it even if you have money inside the card. Another security feature is that you can unload any unused money from your card in real time.
It is not possible to have more than 1 card per Neema account.
Finally, you may not pay in installments or pay a subscription using the NEEMA MASTERCARD card. For example, you may not pay in 2 or 3 times.
The card balance is in local israeli currency only.